Advice On Dealing With A Personal Injury Lien

If an injured plaintiff’s medical insurance has been used to pay medical bills, that particular insurer is entitled to a reimbursement, once the promised compensation package has arrived at the plaintiff’s address. In order to secure that promised amount of money, the same insurer has the right to issue a lien.

How does a seller of medical insurance know when to issue a lien?

Today, every insurance office has a computer, one that is connected to the Internet. Hence, the presence of that computer explains the insurer’s ability to flag any payment that is meant to cover a specific type of medical treatment. It flags those payments that were sent to a policyholder, when that same policyholder, or a family member, had been injured.

Sometimes a provider of medical insurance fails to note the issuance of a payment to an injured policyholder. That could be the case, if the cause of the injury had gone unidentified, and the treatment had been delivered by means of a surgical procedure.

What amount of money gets paid to the insurer, the head of the agency that has issued a lien?

The insurer has already paid a given health provider some percentage of the amount of money requested in the plaintiff’s bill. On an earlier date, the health provider had agreed to accept a designated percentage from the insurer. Yet the amount of money paid by the insurer does not always equal the size of the payment on a given plaintiff’s lien.

True, the plaintiff’s lawyer must settle the lien, before paying any money to the client. Still, the amount of money given to the insurer does not necessarily equal the size of the payment made by the same insurer.

Instead, only a percentage of the payment made by the provider of insurance gets returned to that same insurance agency. That percentage varies from state to state, and gets determined by an agency within the state government.

Once a Personal Injury Lawyer in Richmond Hill has paid off the health insurance company’s lien, then the same lawyer feels free to pay his or her client. Sometimes the entity that has issued the lien is a private insurance agency. At other times, it might be a branch of the government.

For example, if an older person got injured in a car accident, Medicare would cover the cost of treatment. Hence, the injured victim’s lawyer would need to pay Medicare, before the lawyer’s office could send the awaited compensation to the lawyer’s client. If one victim of an accident happens to be an older person, it helps to seek out a certain type of personal injury attorney. The sought attorney should be someone that is familiar with Medicare’s demands.

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