Because the insurance company of the responsible driver normally compensates the victim of a car accident, someone that gets hit by an uninsured driver, often asks such a question. Actually, the injured victim can still seek compensation. He or she must make a claim with the insurance company that sold one of them a policy.
Admittedly, it feels strange to make a claim against your own insurance company. Yet that is the procedure that has to be followed by anyone that hopes to get compensated for damages. The insurance company understand what it must do with the entered claim.
The company that receives such a claim must seek to assign the fault in a way that allows for recovery of some funds. In the absence of such funds, the insurer would be forced to cover the full cost of the damages. Consequently, the insurer assigns some percent of the fault to any other drivers that were involved in the same collision.
The next actions that should be taken by the injured driver
Assemble all the necessary documents and forms. Those will prove useful, when it comes time to produce evidence of the injuries suffered, as a result of the accident. The necessary documents should include things like a copy of the police report, along with all the medical records that relate to any accident-caused injury.
Next, that same person must hire a personal injury lawyer in Georgetown. The person that wants to get compensated for damages, such as those caused by a collision must commence a lawsuit. Generally, lawyers have a good deal of experience with all phases of a lawsuit.
Remember, too, what was mentioned above. The insurer makes a point of assigning some percent of the fault to any other drivers that were involved in the collision. Still, the insurer does not have the final say, concerning a determination of where the fault lies.
A good lawyer will negotiate with the insurance company, in order to have the same lawyer’s client held responsible for a lower percent of the factors that contributed to a given accident. If the client’s degree of responsibility can be lowered, the compensation owed to that same client will increase. Of course, the insurer does not automatically accept the lawyer’s argument.
The insurer seeks evidence that can prove the veracity of that argument. That fact highlights the reason behind the quest for evidence. Sound evidence can be used to contradict an insurer’s claim, regarding who should be held responsible for all the damages.
What material could contribute to a collection of strong evidence? Photographs would help. So would any statements from witnesses. Such materials could be used to supplement the gathered documents and forms.