No matter where you live in Ontario, if you own and drive a car, you can benefit from knowing about the changes to the auto insurance in Canada. Insurance companies will be noting the nature of such changes. Hence, other insurers in Canada might decide to try some of them.
An amendment that affects rehabilitation care
This amendment has revised the accepted description of a catastrophic impairment. The new description narrows the circle that encompasses all victims of a catastrophic impairment. In other words, it suggests that certain life-changing impairments do not truly disrupt a victim’s lifestyle and future.
As a result, victims affected by such impairments will find it harder to obtain adequate treatment measures. Insurance companies now have a reason for reducing the amount of coverage that is offered for rehabilitation care. Indeed, insurers in Canada now limit the time span for such coverage to a mere 5 years.
Other alarming amendments
One amendment changes the amount of compensation provided to an accident victim that seeks to be reimbursed for medication expenses. Another one has to do with unemployment benefits. It calls for cessation of such benefits after the passing of just 2 years.
A ruling that concerns the settling of accident disputes
For decades the approach to a dispute between drivers, following a collision, has called for negotiations with the help of injury lawyers in Vaughan. For almost as long, failed negotiations could be followed by a process known as mediation. During utilization of that process, an independent mediator would preside over a meeting between the two drivers.
Now some Canadian authorities have chosen to eliminate the mediation process. If the two parties fail to reach a settlement by means of negotiations, the next step calls for the scheduling of a court trial. By permitting that change, the same authorities have robbed victims of a way by which to launch a lawsuit against an insurance company, even one that has displayed actions that qualify as examples of bad faith.
An action that should get labeled as an example of bad faith usually entails the making and breaking of a promise. Today, an insurer in Canada finds that is has become easier to make and break a promise that has been made to an accident victim. Moreover, the government has made performance of such a cover-up much simpler.A catastrophic occurrence can get labeled as something other than a life-altering catastrophe. Hence, anyone injured during the course of such an occurrence does not really need extensive coverage. In fact that same person does not even deserve to request more than a passing consideration of what could become a truly life-changing medical condition.