Guide To Handling Insurance Companies Following A Car Accident

Following a motor vehicle accident in which damage was caused to property and/or person, it is your responsibility to report the incident to your own insurer, as well as to the insurance companies of all other involved parties. In the aftermath of that, you, or other involved parties, will most likely choose to file a claim in order to obtain compensation for the damages and losses that resulted from the accident.

This claims process can be complicated, frustrating, and time consuming. Correspondence with your insurance company can be a nightmare, especially when it is in addition to the damage done to your property, as well as your physical and emotional recovery.

This is where you should bring in an injury lawyer in Richmond Hill to ease the burden on your shoulders. A lawyer cannot just help you with stacks of complicated paperwork, but can also help you gather evidence to support your claim, help you meet deadlines, and ensure that the insurance company’s claims adjuster cannot take care of your shaken state. This is especially useful if you have been left with severe injuries that require significant amounts of compensation from the at-fault driver in order to cover your medical and rehabilitation expenses.

Fact Finding

The first thing to do, is to obtain all the facts. Start by figuring out the full name and address of the other driver(s) involved the accident. You will need the name printed on their government issued driver’s license. You will also need the name of their insurance company, as well as their policy number.

Next come the witnesses. You will need their names and phone numbers, in addition to detailed statements of what they saw and heard, in order to support your own statement. It is important to get the series of events leading up to the accident right, so the driver at fault can be held liable.While you are still at the scene of the accident, you will also want to take photos of the environment, license plates, damages to your car, your injuries, and other important details that can help support your claim.

Report the Accident

You will need to report the accident to the nearest police station. Later on, you will also need to obtain a copy of the police report in which they assess who is to blame for the accident. Your lawyer will need it to strengthen your claim and ensure that they can win big fir your claim. Evidence is important aspect of the procedure and when you have proof that you were not at fault, the verdict is in your favor.

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