After you have filed your long-term disability claim, you will be forced to spend quite some time waiting for an answer, which can be quite grueling and frustrating. However, even once you have received your letter of approval, your part of the deal is not yet over. Included in the approval letter is most likely a section titled as “your responsibilities”. You should be able to find the same information also included in your policy.
These responsibilities sum up all the expectations your insurance company has of you in regards to your ongoing reception of their awarded benefits. If you fail to upkeep your end of the deal, aka if you fail to uphold your responsibilities, your insurance company will be free to withhold future benefits from you.These points below are only some of the responsibilities that will likely be placed upon you by your insurance company and your long-term disability claim:
Mitigate your losses: There are multiple aspects to this, but to sum it up: your insurance company will want you to put maximum effort into your recovery. Even if a full recovery is not possible in your case, they will still want you to do your best to recover as much as possible. In order to prove that you are meeting this responsibility, you will need to do the following:
• Show up for all your appointments with your healthcare practitioners, including specialists, providers of specific treatments, and all other physicians and caretakers who are helping you recover from/treat your condition
• Obey these doctors’ orders when it comes to your treatment – this includes prescription medications, treatments, rehabilitation programs and clinics, and any other orders regarding what you should or shouldn’t be doing in regards to your recovery
• Do your best when it comes to treatments and rehabilitation programs – you need to prove that you want to recover, and that you want to get better
The behavior you express at your doctor, during rehabilitation programs, and anything of the sort is important and will be taking note of by your insurance company. Your insurer will question all the medical professionals involved with your treatment and recovery with frequency for as long as you are receiving benefits from them. And you yourself should also be expecting checkups from them.
That is why to get all the information about your case from a legal point of view, consult with a Personal Injury Lawyer in Vaughan. They will not only evaluate your claim, but will help you gain the entitled amount as damages. That is where the experience of a personal injury lawyer comes into play.