All insurance companies have several kinds of adjusters. Yet only one of them has repeated conversations with the person that was victimized by a negligent policy holder. Consequently, this article will focus on the claims adjuster. That adjuster’s focus never strays from the claim made by the accident victim. All adjusters are expected to settle each claim as quickly as possible.
The adjuster’s possible titles (other than claims adjuster)
• Claims representative
• Claims specialist
• Claims’ analyst
That title might be given to some member of the staff within the insurance company. By the same token, it could be given to a freelancer. In either case, the following information should describe the expected behavior of the person that must answer to an official inside of the defendant’s insurance company.
How typical adjuster seeks to satisfy the expectation of superiors within the agency that has hired him or her.
Normally, the adjuster’s first offer is a decidedly low figure. Presentation of that low figure gets made in combination with a cheery reminder. That reminder is meant to highlight the speed with which the victim has enjoyed a chance for being compensated following the unfortunate loss of health any losses. Keep in mind that this is only an offer. It represents the start of negotiations. Of course, the person that made the offer would be delighted if you did not respond by quoting a higher figure.
Limitations on adjuster’s approach to the negotiations
Adjusters often get limited to how much money the victim can be offered. The insurer establishes such limits. On the other hand, the insurer could feel ready to offer more money, if it looks like the plaintiff might feel inclined to meet a defense injury lawyer in Georgetown in a courtroom.
Why would that possibility alter the insurer’s approach? Because then the insurer would have to consider what might happen if the other side won its case. Following such a win, the insurance agency could need to pay a large compensation. Furthermore, adjusters are not as familiar with any given claim as the victim that has initiated the associated personal injury case. Victims need to watch for utilization of adjusters’ typical trick. That involves a cover-up of the fact that the adjuster lacks a great deal of familiarity with the claim made by a given victim. Some adjusters present false assumptions in the guise of indisputable facts.
Someone that lacks much experience with the negotiating process could become flustered, upon hearing such statements. That is why anyone that intends to file a personal injury claim needs to contact and hire a good lawyer. The lawyer can share such statements with a client and then get the client’s reaction to any of those same statements.